At Westcorp Mortgage Group we believe in taking care of our clients, employees, and community. We follow a core set of principles centered on integrity, humility, and honesty.
Our Loan Process
- Get Pre-Approved
- Loan Application
- Select Your Loan Program
- Processing and Underwriting
- Loan Approval
- Close the Loan
Calculate Your Home Equity
Chances are, your home is worth more than you think. And it’s exciting to consider the possible ways you can use that equity. For example, did you know that with a cash out refinance, you can lower your rate and take equity out of your home to be used for a remodel, dream vacation or to pay off debt? Or you could use the equity in your current house as a down payment on the purchase of your dream home. Find out how much equity you have with this handy home equity calculator, and then contact us to find out how you can use it today!
What Our Clients Say About Us
We wanted to say thank you for helping us in the process of buying our first home. You made everything understandable and you were so persistent when things got tough. Thank you for all your time and effort!Justin and Sabrina K.
Westcorp Mortgage Group were an absolute pleasure to work with in every respect. They went the extra mile to check and double check that all the details were taken care of, and the transaction was preceding smoothly. I can honestly say it is the best service I have received from a mortgage company and I hope I can do business with them many times in the future. They made my job easier. Most of all, they took the time to communicate with everyone involved so there were no surprises!Tom R. , Town & Country Realty
I, myself, look forward to continuing a great relationship my buyers and I have with Westcorp. There is no other mortgage broker that I know of that has as much knowledge and integrity as the other people I have dealt with at Westcorp.Gail C. , Don Nunamaker Realtors
When I wanted to get a mortgage on my house, I went to JIM because I know he cares about people and about doing the best job possible for them. I was also in a hurry to get the money so I could help my son purchase a home, and he had a deadline. Jim did his utmost to expedite the process and make it easy for me, explaining everything as we went along, and finding the best interest rate. Once he even drove to Dufur to my home so I could sign something without having to make an extra trip into The Dalles. When it was time to close, Jim accompanied me to the Title Office to make me feel comfortable and answer any last questions. I have total confidence in Jim’s abilities and integrity.Lynn C.
Shannon: Terry Ley here and I would like to say a few words…….. I did the Realtor thing in Portland for 20+ years – full-time. Your work ethic takes a back seat to no one… Nice job and thanks for taking the time to keep in touch.Terry L.
Myrtle and I would like to thank you for all you have done for us. We feel you went far beyond what was required of you to make things much easier and pleasant. We have purchased several homes and it was like a trip to the dentist. We dreaded each and every step and it seemed to drag on forever, but this time it was done quickly and we actually understood what was being done. Thank You Very Much!Chuck & Myrtle C.
We would very much like to thank you for getting the job done! Lisa and I were both very impressed with your work ethic, communication and follow-up throughout the entire refi process.Bob & Lisa Z.
I would like to offer my recommendation of Chester Freeman. Chester has shown the greatest customer service and I have witnessed him close the most difficult of transactions. Recently he closed a home that was manufactured and in a flood zone. The loan was FHA and a 5/1 arm. He handled this difficult transaction and closed what may have seemed impossible and he did it with professionalism and great care. I highly recommend Chester for all of your lending needs.Kelli S. , Realtor with Exit Realty Bend
Jim, We can’t say thank you enough. You helped us through what we had anticipated to be a difficult and stressful situation. You made every thing very easy and we thank you for the swiftness you made it all happen. You were wonderful to work with and we will definitely spread your name. Thank You, Thank you, Thank you!!Kevin and Jamie B. , Realtor with Exit Realty Bend
We signed the papers today at noon. So it’s all done…Yea Ok, now you can breathe again. (hee hee) Thanks again for all the work you did for us. I will be referring people to you. I hope that you send this to your boss…I am so glad that Jim Sergeant referred me to you. It was so nice to get all the answers to all of my unrelenting questions. You were always there when we had questions and had a good sense of humor. It has been a wonderful pleasure to work with you.Donna S.
Chester Freeman had been a consummate professional while processing the loan for our new house. He is a very knowledgeable mortgage broker/banker and worked hard at finding us a favorable interest rate. Chester kept us updated throughout the escrow period and the process was without stress. With Chester’s diligence and hard work, we were able to close on our house earlier than the scheduled closing date. My wife Barbara and I would highly recommend Chester as a mortgage broker/banker. We will refer Chester to our family and friends.John & Barbara
My husband and I have been working with Charlie Foote for a few months on a refinance. It has been an extreme pleasure doing business with him, and your company. He has been absolutely courteous, understanding, kind, and willing to go above and beyond, which is so rare these days. Our process was very lengthy and difficult; he portrayed such poise and respect during each step. Hopefully, we won’t refinance again in the future, but if we do, Charlie would be our number one choice. We will be referring our family and friends to him, for sure!!! Thank you for the opportunity to do business with your company. We were lucky to have Charlie work with us. He is awesome! Thank you!Rachel L.
Phil and I just wanted to drop you a note to thank you for all the hard work you did in helping us buy our first home. You were so patient with us and took the time and effort to answer all of our questions. We really appreciate everything you have done to make this such a smooth transaction.” We know that you worked very hard to make sure everything was done for us on time. You took the time to answer our questions. We felt very comfortable and were very happy with the whole process. We have been recommending Westcorp to our friends and family. You made buying our first home fun, not overwhelming or intimidating.Phil and Marci D.
We wanted to say thank you for helping us in the process of buying our first home. You made everything understandable and you were so persistent when things got tough. Thank you for all your time and effort!Justin & Sabrina K.